Bay County Luxury Home Communities

Building On Your Lot throughout Panama City, Lynn Haven, and Panama City Beach.

Homes starting from the $700s.

Exceptional Settings for Your Custom Home

We believe that a home is immeasurably more beautiful when built on your lot in the perfect setting along the Gulf Coast. It requires a property that is an expression of the home itself, where luxury living feels as effortless as the ocean breeze. Whether your ideal location is along an exquisite golf course or among the swaying North Florida palms, the home of your dreams can be brought to life in a custom home by AR Homes®.


Sweet Bay – Coming Soon

Alongside more than five miles of bayfront shoreline in northwest Florida lies the perfect coastal community. A place where the best of nature meets the best of neighbors. A community where every square foot of your home, your neighborhood and your favorite getaway spot was overseen with exquisite planning and design. A destination where landscape architects have harmonized green spaces, pet-friendly parks, winding walking trails and bayfront access to provide boundless room to live, work and play.

Build On Your Lot

Each of our award-winning plans by AR Homes® bring customizable, luxury living to your perfect piece of land in the Bay County Area. Whether you have your perfect piece of land or are searching for a waterfront or golf course lot, learn more about our on your lot communities below. Reach out to our Panama City Team team to learn more.

Trieste - On Your Lot

Trieste, one of Panama City’s luxury gated communities gives its residents the best of Florida outdoor living. With golf, white sand beaches, and Mediterranean charm, your custom on your lot home will be situated in paradise.

The Preserve - On Your Lot

Wherever your lot is located at the Preserve, residents will be surrounded by the beauty of the nearby nature preserves and peaceful atmosphere in the comfort of a custom home.



Cove Pointe - On Your Lot

The neighborhood of Cove Pointe is the ideal location for those wanting to live on the coast. Build on your lot by the bay, ocean, or inlet to discover the relaxed Florida lifestyle.

RiverCamps - On Your Lot

RiverCamps is a unique luxury community with a focus on preservation of the Emerald Coast. From fishing, kayaking, biking, boating, and its own wildlife sanctuary, RiverCamps is the ideal location for outdoor enthusiasts.

Watersound Camp Creek - On Your Lot

Explore the newest addition to South Walton – Watersound Camp Creek. Located next to Camp Creek Golf Club, this sought-after location is a scenic 30A drive or bike ride away from the beautiful Gulf of Mexico or the future Watersound Origins Town Center.

Panama Country Club - On Your Lot

Known for its exquisite golf course designed by Donald Ross, Panama Country Club, located in Lynn Haven boasts beautiful greens and challenging courses for its members and aspiring golfers alike.